Held until you confirm receipt.
Escrow holds your money between paying and receiving. Osiris runs standard 2 of 3 multisig, and its fast moderators matter most when you have a dispute open.
You fund the order, the vendor ships, you confirm receipt, and the coin releases. Finalise-early stays locked until a vendor has earned it, and the profile shows their standing.
Confirming receipt before the package arrives releases the coin and removes the dispute path. Never finalise early on an unproven vendor.